Savings - PROJECT M

Retirement income in Malaysia: one is not enough

With the local Employee Provident Fund being hardly adequate, Malaysian workers need to save for retirement now

Why I love deferred annuities

With International Day of Happiness on March 20, Don Ezra explores how to structure a decumulation portfolio without spoiling your natural old-age happiness

Saving’s beauty for women

On the occasion of International Women’s Day, women are well advised to trust their financial abilities

Allianz Pension Sustainability Index

Dr. Michaela Coppola, Senior Economist at International Pensions, Allianz, explains pension system sustainability of countries around the globe, presenting new data. For in-depth analysis, watch the video below and download as PDF here.

The missing retirement income mind-set

After years of political reforms and media warnings, people are now well aware that savings will play a critical role in ensuring comfort in old age, but an alarming number have unrealistic expectations as to the income their savings will provide

Conference Call: Is it really all about the numbers?

70–80% is a rule of thumb used by financial planners to set an income replacement rate for individuals to maintain the same standard of living in retirement as they had while working – but has it met its use-by date?

Pillars of reform

So, how’s your retirement looking? If you’re worried that the state pension system may not still exist by the time you give up the 9-to-5 slog, then there is good news

Apocalypse wow: Coppola directs wine

Film director and producer Francis Ford Coppola is also the most famous vintner in California’s Napa Valley

How to boost retirement savings

As National Retirement Security Week is celebrated in the US, PROJECT M provides five tips how to boost your retirement

Retirement saving: Stop deluding yourself

It is time to act, says Alexander Erdland. Policy makers, insurers and citizens have to wake up to the fact of decreasing retirement income

Every year, America’s elderly lose billions to financial abuse

As societies age, more and more elderly people are exposed to crimes by both family and strangers

Why we retire when we retire

Extending retirement entry age is a commonly prescribed nostrum to make pension schemes more sustainable. Yet what drives the decision of workers to retire when they do?

Discontent in the second gilded age

Inequality is one of our most urgent social problems, explains Sir Anthony Atkinson

Finance’s big, short weirdoes

With financial literacy month celebrated in April, it is worth going to the movies for financial education, economist John Kay recommends

Retirement savings trapped in mini-jobs

Women who marry and become homemakers put themselves at risk of old-age poverty

Savings at the end of time

Once the effort to save is made, Americans retain surprisingly large amounts of assets until the end of their lives